azabills
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about azabill

we built the wallet
for the gang wey
always on tab.

Aza dey for the broke days, the in-between days, the "alert never enter" days. We front your airtime, your data, your light — anything wey go make today flow. You settle when alert land. No collector. No drama. Just vibes.

01 / WHY

because broke days end. credit score wahala don't.

Nigerian banks treat young people like a risk. We treat them like the future — because they are.

02 / HOW

front the cash. trust the gang. settle later.

We start small (₦5k), grow with you. The more you pay back, the higher Aza lifts the tab. Like an old-school provision store, but in your pocket.

03 / WHO

built by codematrix.

Azabill is built by CodeMatrix Consult LTD — a Nigerian software company headquartered in Abuja. Learn more →

📱 Airtime 📶 Data 💡 Light bill 📺 Cable TV 🌐 Internet 🎓 Exam fees 💸 Transfers
the story

built for the in-between days.

Aza is the product we built for the days everyone else ignores — the in-between days, the broke-broke days, the "alert never enter" days. We front airtime, data, light, TV and every daily bill, and you settle whenever your next inflow lands.

No guarantor, no paperwork, no drama. Start small, pay back, and your limit grows with you. We're just getting started.

CodeMatrix Consult LTD
RC 8290681
18 Cotonou Cres, Wuse, Abuja 900285, Federal Capital Territory

the basics

what makes aza, aza.

instant
approval — no guarantor, no paperwork
any network
airtime, data, light, TV & more
pay later
settle when your next alert lands
secure
bank-grade · NDPR-compliant
the journey

how we got here.

the idea

built for the in-between days.

Too many Nigerians get stranded mid-month — light out, data finished, no cash till the next alert. We set out to fix that.

the build

pay-later for everyday bills.

Airtime, data, electricity, TV and more — front it now, settle when your inflow lands. No guarantor, no paperwork.

the rails

real bank rails.

A real Nigerian bank account on signup — the same bank-grade security you already trust online. AzaBill is not a bank or a microfinance bank.

now

early days — come along.

We're just getting started, and we're hiring. Come build with us.

the team

a small team.
doing serious work.

Engineers, designers, credit folks and care agents — headquartered in Abuja with a fully-remote crew across Nigeria. We move fast and treat the gang like adults.

see open roles → say hi instead
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