• Take the bill now, settle later — up to your spending limit.
  • A flat fee charged once, upfront. No interest, no compounding.
  • No late fees. Settle late and you owe exactly what you were quoted.
  • Your limit grows as you settle on time (your Trust score).

Frequently asked questions

Can I pay my bills in instalments in Nigeria?

Azabill lets you pay a bill later rather than splitting it into several instalments. You take the airtime, data, electricity or TV subscription now and settle the full amount on a date you choose, by default within 7 days.

What does an Azabill payment plan cost?

A flat fee on the amount, charged once at the moment you buy and shown to you before you confirm. There is no interest, no rollover and no late fee — the figure never grows after you tap.

Can I shop online and pay later with Azabill?

Not yet. Azabill covers bills — airtime, data, electricity, TV, internet and exam fees — rather than retail checkout. You can also fund your wallet and send money to any Nigerian bank.

Is there a credit check or guarantor?

No guarantor and no paperwork. You verify your BVN and NIN once, and your starting limit is set from there.

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Ready to try it?

Join Azabill free, complete quick verification, and start buying now and paying later — airtime, data, electricity, TV and more. Get started →

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